How to get bitcoins into your retirement account


Most investors have little trouble making an “alternative investment” in their retirement account. The current “rule” of asset allocation calls for having about 5% -10% of your overall investment portfolio to be in “alternative investments” as a compliment to other assets such as stocks and bonds. Before 2008, alternative investments were discussed strictly as an [Read More…]

My risky retirement bet in bitcoins


I’m in search of a bitcoin investment for my retirement account — but that doesn’t mean that I consider bitcoins safe for retirement. By placing a bitcoin investment into my retirement account, I’m adhering to an asset allocation “rule” that suggests I should have some small portion of my overall portfolio in “alternative investments.” Alternative [Read More…]

Why I’m adding bitcoins to my retirement portfolio


“Practice what you preach” was the Golden Rule in my parent’s house. These days, this adage seems less a rule and more a relic of the past. Clearly few of our national leaders follow this rule. The same could be said of our most highly valued business leaders as well. Whatever happened to the law [Read More…]

Choosing a retirement community? Be a snoop


One of the things that I love to do during the Passover and Easter holidays is to catch up with old friends that I haven’t seen in awhile. One dear friend and I were getting nostalgic about my visits with him and his family during Passover in their small Brooklyn apartment when we were younger. [Read More…]

Paying for college athletes’ retirement is next


It’s down to the Final Four. You know, that time of year when college athletes realize how much money they make for their university and they begin to wonder who’s getting the better end of the deal — them or the university? In 2012, CBS and Turner Sports paid over $870 million for that year’s [Read More…]

Don’t be that grumpy retiree people avoid


Years ago, I lived next door to an older man who would spend his days sitting on his front porch complaining about life and yelling at the kids who would go by his Main Street house. He was not a pleasant fellow and I seldom saw him do anything besides sit on his porch and [Read More…]

Will you spend retirement as someone else’s caregiver?


I have a dear friend, Chris MacLellan, who has always been my “go to” guy on the topic of caregiving. He runs a blog about his activities called The Bow Tie Guy, conducts a radio show on caregiving and is in the middle of completing a book titled “What’s the Deal with Caregiving?” He’s my [Read More…]

Easier to talk religion or politics than money


Wells Fargo has just come out with a new survey about the health of American adults. The good news is that most Americans feel that they’re in good or great shape physically (this may ease some concerns about health care costs), but the bad news is that less than half feel the same about being [Read More…]

One place where Obamacare is helping


Whenever you write anything about the Affordable Care Act (ACA), or what is referred most often to as Obamacare, there always seems to be criticism and a “lively” debate. I must admit that much of the negativity is valid, but being able to provide health care to a wider range of people, including those who [Read More…]

Little known Medicare fact will impact your retirement


Michael Gerali and the six other authors of the new and controversial book, “What You Don’t Know About Retirement Will Hurt You!” are on a mission. They want all investors and advisers to recognize that the rules for retirement have changed in the new landscape of rising health-care costs, Obamacare and people working longer. They [Read More…]