Retirement, bitcoins and asset allocation


Over a month ago, I embarked on a financial journey that was built around evaluating the asset allocation of my retirement funds. Here I now stand, a month older (not sure if I would say a month wiser), and I’m holding bitcoins in my retirement account. How did that happen? For those of you who [Read More...]

How to get bitcoins into your retirement account


Most investors have little trouble making an “alternative investment” in their retirement account. The current “rule” of asset allocation calls for having about 5% -10% of your overall investment portfolio to be in “alternative investments” as a compliment to other assets such as stocks and bonds. Before 2008, alternative investments were discussed strictly as an [Read More...]

My risky retirement bet in bitcoins


I’m in search of a bitcoin investment for my retirement account — but that doesn’t mean that I consider bitcoins safe for retirement. By placing a bitcoin investment into my retirement account, I’m adhering to an asset allocation “rule” that suggests I should have some small portion of my overall portfolio in “alternative investments.” Alternative [Read More...]

Why I’m adding bitcoins to my retirement portfolio


“Practice what you preach” was the Golden Rule in my parent’s house. These days, this adage seems less a rule and more a relic of the past. Clearly few of our national leaders follow this rule. The same could be said of our most highly valued business leaders as well. Whatever happened to the law [Read More...]

Choosing a retirement community? Be a snoop


One of the things that I love to do during the Passover and Easter holidays is to catch up with old friends that I haven’t seen in awhile. One dear friend and I were getting nostalgic about my visits with him and his family during Passover in their small Brooklyn apartment when we were younger. [Read More...]

One place where Obamacare is helping


Whenever you write anything about the Affordable Care Act (ACA), or what is referred most often to as Obamacare, there always seems to be criticism and a “lively” debate. I must admit that much of the negativity is valid, but being able to provide health care to a wider range of people, including those who [Read More...]

Little known Medicare fact will impact your retirement


Michael Gerali and the six other authors of the new and controversial book, “What You Don’t Know About Retirement Will Hurt You!” are on a mission. They want all investors and advisers to recognize that the rules for retirement have changed in the new landscape of rising health-care costs, Obamacare and people working longer. They [Read More...]

Financial advisers often overlook wife’s future needs


In my last article called “Do Financial Advisers Hate Your Wife?” I explained a discussion I had with Dan McGrath, one of the authors of “What You Don’t Know About Retirement Will Hurt You!.” Dan’s point was that the traditional approach of financial planning for retirement and beyond is flawed given many of the realities [Read More...]

Tatar’s top 10 retirement articles from 2013


This is the first time that I’m doing a Top-Ten list for the year but it seems fun to go over the wide range of topics I covered this year. From bitcoins to long-term care to preparing your home for retirement, these articles struck a chord for readers this year. So here they are: 10. [Read More...]

5 biggest regrets by retirees


Retirement is a wonderful time for most retirees. During the Thanksgiving holiday, a family member was discussing her travel and vacation plans for her coming year and showing pictures of work that she had done to her home. She lamented that now that she was retired, she could do what she enjoys and make the [Read More...]