Choosing a retirement community? Be a snoop

One of the things that I love to do during the Passover and Easter holidays is to catch up with old friends that I haven’t seen in awhile. One dear friend and I were getting nostalgic about my visits with him and his family during Passover in their small Brooklyn apartment when we were younger. [Read More…]

Will you spend retirement as someone else’s caregiver?

I have a dear friend, Chris MacLellan, who has always been my “go to” guy on the topic of caregiving. He runs a blog about his activities called The Bow Tie Guy, conducts a radio show on caregiving and is in the middle of completing a book titled “What’s the Deal with Caregiving?” He’s my [Read More…]

For long-term care, you’re on your own

The early discussions and battles around the Affordable Care Act now seem like ancient history. Yet there was one part of that act that was a “key priority” of the late Senator Edward Kennedy. This provision, which was actually enacted as part of the ACA and was a federal law, would have created a voluntary and [Read More…]

Six vital questions to ask your parents

Senior couple meeting with agent

The holidays are coming to an end. A new year beckons. Resolutions will be made and broken. What does the new year hold for you? What does it hold for your family? If you’re a retiree or someone planning on retirement, the questions and concerns that you have about this upcoming year will be many. [Read More…]

Using HSAs to boost your retirement funds

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One of the benefits of the health care discussions of the last few years has been the integration of retirement planning with the need to make smart health-care choices. Besides the smartest health care decision that anyone can make — exercise and eat smart — the decision making process related to health care has become [Read More…]

Fidelity Study Estimates That Retired Couples Will Need $240K For Medical Costs


The headlines of the recent Fidelity study are sobering: Fidelity® Estimates Couples Retiring In 2012 Will Need $240,000 To Pay Medical Expenses Throughout Retirement : Households Relying on Social Security Benefits to Cover These Costs Should Expect Medical Bills to Consume 61 Percent of their Social Security Payments by 2027 The good news is that [Read More…]

Emergency Rooms Geared Towards the Elderly


There are many changes due to the progress of healthcare that we don’t like.  Costs, claims, nasty doctors, etc.  So it was with interest that I read this article about how hospitals are re-gearing their emergency rooms in a manner that makes them very conducive to the elderly. Rather than blinking lights and beeping machines, [Read More…]

Paying For An ‘Elder Care Consultant’? Right or Wrong?

Senior couple meeting with agent

There’s always been a market in “taking advantage” of seniors particularly when they’re facing the tough questions and realities that they and/or their children have to face.  In my extended family, we had the great fortune of having had a wonderful person provide live in care to a 100 year old grandparent and fortunately, we [Read More…]

Long Term Care Costs Expected to Rise..Again!


The 2011 MetLife Market Survey of Nursing Homes, Assisted Living, Adult Day Services and Home Care Costs is out and the news, once again is not good!  The key findings from the study are the following: The national average daily rate for a private room in a nursing home rose 4.4% from $229 in 2010 [Read More…]

Tips for Annual Medicare Enrollment


A great resource for all things “senior”, Ross Blair and his blog posted a nice resource about tips for your annual Medicare enrollment.  As he points out, the 2012 Healthcare law includes major changes to Medicare and as the enrollment period is right around the corner, this article does a nice job of pointing [Read More…]