The Talk: Having purpose in retirement


A recent study by Fidelity found that ” sixty-five percent of adult children and parents agree that discussing retirement readiness is an important topic, but 72 percent disagree on the level of detail that has been covered to date; and only 11 percent of children believe the conversations were very detailed .” One thing I’ve learned in my work [Read More…]

The Talk: Social networking vital for retirees


The fourth key aspect of “the talk” and having a safe and long retirement is the need to stay involved. The building and nurturing of a strong social network for retirees is vital to their own longevity and their ability to weather the storms that will occur with later life. For the adult child of a retired [Read More…]

The Talk: Danger signs for elderly investors


Adult children of retirees and pre-retirees need to speak with their parents earlier, rather than later, about retirement and the need to address financial and life matters. That’s the major take-away of my book, “Having The Talk: The Four Keys to Your Parents’ Safe Retirement.” It’s a difficult discussion to have and that’s why most [Read More…]

For long-term care, you’re on your own


The early discussions and battles around the Affordable Care Act now seem like ancient history. Yet there was one part of that act that was a “key priority” of the late Senator Edward Kennedy. This provision, which was actually enacted as part of the ACA and was a federal law, would have created a voluntary and [Read More…]

How to live to 100 — but can you afford it?


In my past life as a financial adviser, I once had a very wealthy client who had a simple plan that he wanted me to execute: provide him enough retirement income so that when he reached his 100th birthday, his account would be zero. I remember going back to him and telling him that with [Read More…]

How to choose a retirement community

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Planning ahead for the later stages of retirement can help retirees and their loved ones avoid difficult, and often costly, situations in the future. The process for researching retirement living and care alternatives is not a simple one and often creates more questions than answers. The decision of where to live in retirement can often [Read More…]

Locating near family not always the best move

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The value of having and maintaining a strong social structure is critical to the happiness and longevity of those in retirement. A strong social structure is built upon the foundation of friends and family members who help to support, nurture, entertain and bring joy into the lives of those enjoying their “golden years.” Many of [Read More…]

Six vital questions to ask your parents

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The holidays are coming to an end. A new year beckons. Resolutions will be made and broken. What does the new year hold for you? What does it hold for your family? If you’re a retiree or someone planning on retirement, the questions and concerns that you have about this upcoming year will be many. [Read More…]

The Single Best Thing To Improve A Boomer’s Health….

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My good friend and expert on communicating with seniors, David Solie, brought this to my attention.  It’s a great video that is very much in line with what we “preach” here at Safe 4 Retirement. As David says, “Boomers are searching for ways to reduce the complexity and uncertainty of declining health as they age. [Read More…]

Hints for Health From An Early 1900s Book Still Ring True!

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I enjoy discovering new books and often find that the best reads are books written long ago and are better values that books sold today.  The following “hints for health” are found in a book that is a very interesting read from the early 1900s called ‘Tramping and Camping’ by the Walking Woolfs. I’d explain [Read More…]